/* Investment editorial page; shared public brand and navigation remain intact. */
.pi-page {
    --pi-paper: #fffdfa;
    --pi-soft: #f1eee8;
    --pi-ink: var(--public-ink);
    --pi-muted: #586570;
    --pi-accent: #a15b31;
    --pi-light-accent: #e6ae82;
    color: var(--pi-ink);
    background: var(--pi-paper);
    padding-top: var(--public-header-height);
}
.pi-wrap { width: min(1240px, calc(100% - 96px)); margin-inline: auto; }
.pi-page section[id], .pi-sources { scroll-margin-top: calc(var(--public-header-height) + 28px); }
.pi-section { padding-block: clamp(76px, 8vw, 118px); }
.pi-page p { margin: 0 0 1.25rem; }
.pi-page h1, .pi-page h2, .pi-page h3 { margin: 0; font-weight: 400; }
.pi-page h2 { font-family: var(--public-serif); font-size: clamp(2rem, 3.8vw, 3.4rem); line-height: 1.13; letter-spacing: -.035em; text-wrap: balance; }
.pi-page h3 { font-family: var(--public-serif); font-size: 1.6rem; line-height: 1.2; letter-spacing: -.02em; }
.pi-page .pi-eyebrow { margin: 0 0 24px; color: var(--pi-accent); font-size: .875rem; font-weight: 700; letter-spacing: .13em; text-transform: uppercase; }
.pi-lead { color: var(--pi-muted); font-size: 1.0625rem; line-height: 1.8; }
.pi-heading-row { display: grid; grid-template-columns: 1.15fr 1fr; align-items: end; gap: 8%; margin-bottom: 54px; }
.pi-heading-row > .pi-lead { margin-bottom: 0; }
.pi-section-heading { max-width: 720px; margin-bottom: 45px; }
.pi-section-heading .pi-lead { margin: 24px 0 0; }
.pi-actions { display: flex; align-items: center; flex-wrap: wrap; gap: 22px 28px; }
.pi-button { display: inline-flex; align-items: center; justify-content: space-between; gap: 24px; min-height: 54px; padding: 15px 24px; border: 1px solid transparent; border-radius: 3px; background: #d49a6c; color: #071d2d !important; font-size: 1rem; font-weight: 650; line-height: 1.4; transition: background .2s, transform .2s; }
.pi-button:hover { background: #e4b28c; transform: translateY(-2px); }
.pi-text-link { display: inline-flex; align-items: center; gap: 18px; min-height: 44px; padding-block: 8px; border-bottom: 1px solid currentColor; font-weight: 650; font-size: .9375rem; line-height: 1.5; }
.pi-text-link:hover { color: var(--pi-accent); }
.pi-hero { position: relative; isolation: isolate; overflow: hidden; min-height: 680px; color: white; background: var(--public-navy-950); }
.pi-hero-image { position: absolute; z-index: -2; width: 100%; height: 100%; object-fit: cover; object-position: 50% 55%; }
.pi-hero::before { content: ''; position: absolute; inset: 0; z-index: -1; background: linear-gradient(90deg, rgba(3,18,29,.95) 0%, rgba(3,18,29,.78) 35%, rgba(3,18,29,.13) 90%), linear-gradient(0deg, rgba(3,18,29,.7), transparent 40%); }
.pi-hero-inner { min-height: 680px; padding-top: clamp(66px, 7vw, 98px); padding-bottom: 24px; display: flex; flex-direction: column; align-items: flex-start; }
.pi-hero .pi-eyebrow { color: var(--pi-light-accent); margin-bottom: 22px; }
.pi-hero h1 { max-width: 740px; font-family: var(--public-serif); font-size: clamp(3rem, 5.5vw, 5.3rem); line-height: 1.04; letter-spacing: -.04em; text-wrap: balance; }
.pi-topic { display: block; max-width: 580px; margin-bottom: 15px; font-family: var(--public-sans); font-size: 1.125rem; line-height: 1.6; letter-spacing: 0; color: #e0e6ea; }
.pi-page .pi-hero-intro { max-width: 535px; margin: 28px 0 31px; color: #e7edf0; font-size: 1.0625rem; line-height: 1.8; }
.pi-hero .pi-text-link { color: white; }
.pi-hero .pi-text-link:hover { color: var(--pi-light-accent); }
.pi-hero-bottom { width: 100%; display: flex; justify-content: space-between; gap: 24px; margin-top: auto; padding-top: 45px; font-size: .8125rem; color: #e0e5e7; }
.pi-hero-bottom span:first-child { text-transform: uppercase; letter-spacing: .12em; }
.pi-section-nav { border-bottom: 1px solid #dddcd6; background: var(--pi-paper); }
.pi-section-nav .pi-wrap { display: flex; justify-content: space-between; gap: 26px; }
.pi-section-nav a { display: inline-flex; align-items: center; gap: 12px; min-height: 80px; font-size: .9375rem; font-weight: 600; white-space: nowrap; border-bottom: 2px solid transparent; }
.pi-section-nav a span { color: var(--pi-accent); font-size: .75rem; font-weight: 500; }
.pi-section-nav a:hover { border-color: var(--pi-accent); color: var(--pi-accent); }
.pi-benefits-layout { display: grid; grid-template-columns: .83fr 1.55fr; gap: 6%; }
.pi-stat { display: flex; flex-direction: column; align-items: flex-start; padding: 34px; background: var(--public-navy-900); color: #fff; border-radius: 3px; }
.pi-stat-year { color: var(--pi-light-accent); font-size: .875rem; letter-spacing: .12em; }
.pi-stat > strong { color: var(--pi-light-accent); font-family: var(--public-serif); font-size: clamp(3.5rem, 6vw, 5.3rem); font-weight: 400; letter-spacing: -.04em; line-height: 1.25; margin: 12px 0; }
.pi-stat h3 { max-width: 260px; font-size: 1.6rem; }
.pi-stat p { margin: 24px 0; color: #c8d3db; font-size: .9375rem; line-height: 1.75; }
.pi-stat a { margin-top: auto; font-size: .8125rem; text-decoration: underline; text-underline-offset: 4px; }
.pi-benefits-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 34px 38px; }
.pi-benefit { padding-top: 15px; border-top: 1px solid #d8dad8; }
.pi-index { color: var(--pi-accent); font-size: .875rem; letter-spacing: .04em; }
.pi-benefit h3 { margin: 12px 0 14px; }
.pi-benefit p { margin: 0; color: var(--pi-muted); line-height: 1.75; }
.pi-objectives { background: var(--pi-soft); }
.pi-objective-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
.pi-objective { display: flex; flex-direction: column; padding: 30px; border: 1px solid #d7d4ce; border-top: 3px solid var(--pi-accent); border-radius: 3px; }
.pi-objective h3 { margin: 28px 0 20px; font-size: 1.9rem; }
.pi-objective p { color: var(--pi-muted); line-height: 1.8; margin-bottom: 28px; }
.pi-objective-focus { margin-top: auto; border-top: 1px solid #d4d2cc; padding-top: 20px; font-size: .9375rem; font-weight: 600; }
.pi-method { background: var(--public-navy-900); color: white; }
.pi-method .pi-eyebrow { color: var(--pi-light-accent); }
.pi-method .pi-lead { color: #c9d5dd; }
.pi-method-grid { display: grid; grid-template-columns: repeat(4, 1fr); list-style: none; padding: 0; margin: 0; }
.pi-method-grid li { border-top: 1px solid #456071; padding: 30px 25px 0; border-left: 1px solid #30495a; }
.pi-method-grid li:first-child { border-left: 0; padding-left: 0; }
.pi-method-grid li:last-child { padding-right: 0; }
.pi-step-number { display: block; margin-bottom: 28px; color: var(--pi-light-accent); font-family: var(--public-serif); font-size: 3.4rem; line-height: 1; }
.pi-method-grid h3 { margin-bottom: 24px; font-size: 2rem; }
.pi-method-grid strong { font-size: .9375rem; color: #e7b895; font-weight: 500; }
.pi-method-grid p { color: #c9d5dd; line-height: 1.75; margin: 10px 0 0; }
.pi-location-layout { display: grid; grid-template-columns: 1fr 1.08fr; align-items: center; gap: 7%; }
.pi-location-figure { align-self: stretch; margin: 0; display: flex; flex-direction: column; }
.pi-location-figure img { flex: 1; width: 100%; height: 550px; min-height: 0; object-fit: cover; object-position: 65% 50%; border-radius: 3px; }
.pi-location-figure figcaption { padding-top: 13px; color: var(--pi-muted); font-size: .8125rem; }
.pi-location-copy h2 { font-size: clamp(2rem, 3vw, 2.8rem); }
.pi-location-copy .pi-lead { margin: 24px 0; }
.pi-location-points { margin: 0 0 24px; }
.pi-location-points > div { border-top: 1px solid #dddcd6; padding: 17px 0; }
.pi-location-points dt { font-weight: 650; }
.pi-location-points dd { margin: 6px 0 0; color: var(--pi-muted); font-size: 1rem; line-height: 1.7; }
.pi-returns { background: var(--pi-soft); }
.pi-returns-layout { display: grid; grid-template-columns: 1fr 1fr; align-items: start; gap: 8%; }
.pi-returns-copy .pi-lead { margin-top: 26px; }
.pi-returns-copy > p:not(.pi-eyebrow) { color: var(--pi-muted); line-height: 1.8; }
.pi-formula { display: flex; flex-wrap: wrap; gap: 8px; align-items: center; margin: 30px 0 25px; padding-block: 20px; border-block: 1px solid #d1d4d2; font-size: .9375rem; }
.pi-formula b { padding: 0 3px; color: var(--pi-accent); font-weight: 400; }
.pi-formula strong { font-weight: 650; }
.pi-returns-copy .pi-takeaway { border-left: 2px solid var(--pi-accent); padding-left: 20px; color: var(--pi-ink) !important; }
.pi-example { padding: 36px; background: var(--pi-paper); border: 1px solid #d8d6d0; border-radius: 3px; box-shadow: 0 18px 55px #071d2d08; }
.pi-example .pi-eyebrow { margin-bottom: 14px; }
.pi-example h3 { font-size: 1.75rem; }
.pi-example-note { margin-top: 15px !important; color: var(--pi-muted); font-size: .875rem; line-height: 1.7; }
.pi-calculation { margin: 30px 0 24px; }
.pi-calculation > div { display: flex; justify-content: space-between; align-items: baseline; gap: 24px; border-top: 1px solid #deded8; padding: 16px 0; }
.pi-calculation dt { font-size: .9375rem; }
.pi-calculation dd { margin: 0; font-size: .9375rem; white-space: nowrap; font-variant-numeric: tabular-nums; font-weight: 650; }
.pi-example-result { padding: 24px; background: var(--public-navy-900); color: white; border-radius: 2px; }
.pi-example-result > span { display: block; color: #d6e0e5; font-size: .875rem; line-height: 1.6; }
.pi-example-result > div { display: flex; align-items: baseline; flex-wrap: wrap; gap: 12px; margin-top: 12px; }
.pi-example-result strong { color: var(--pi-light-accent); font-family: var(--public-serif); font-weight: 400; font-size: clamp(2.6rem, 4vw, 3.6rem); line-height: 1.1; }
.pi-example-result div span { font-size: .875rem; }
.pi-example-details { margin-top: 20px; }
.pi-page summary { display: flex; align-items: center; justify-content: space-between; gap: 20px; min-height: 48px; cursor: pointer; list-style: none; font-weight: 600; line-height: 1.55; }
.pi-page summary::-webkit-details-marker { display: none; }
.pi-page summary:hover { color: var(--pi-accent); }
.pi-example-details summary { font-size: .875rem; }
.pi-example-details p { margin: 16px 0 0; font-size: .875rem; line-height: 1.8; color: var(--pi-muted); }
.pi-plus { position: relative; flex: 0 0 18px; width: 18px; height: 18px; }
.pi-plus::before, .pi-plus::after { content: ''; position: absolute; width: 14px; height: 1px; left: 2px; top: 8px; background: currentColor; }
.pi-plus::after { transform: rotate(90deg); transition: transform .2s; }
.pi-page details[open] > summary .pi-plus::after { transform: rotate(0deg); }
.pi-tax-grid { display: grid; grid-template-columns: 1fr 1fr 1.08fr; gap: 24px; }
.pi-tax-card { padding: 30px; border: 1px solid #d7dad8; border-radius: 3px; }
.pi-tax-number { display: flex; align-items: center; min-height: 85px; font-family: var(--public-serif); font-weight: 400; font-size: 4rem; letter-spacing: -.04em; color: var(--pi-accent); margin-bottom: 20px; }
.pi-tax-card h3 { font-size: 1.5rem; margin-bottom: 17px; }
.pi-tax-card p { margin: 0; color: var(--pi-muted); font-size: 1rem; line-height: 1.75; }
.pi-tax-card--confotur { background: #edf3f3; border-color: #c2d2d4; }
.pi-tax-card--confotur .pi-tax-number { font-family: var(--public-sans); color: #20545d; font-weight: 550; font-size: 2rem; letter-spacing: -.02em; }
.pi-tax-note { margin: 24px 0 0 !important; max-width: 1000px; color: var(--pi-muted); font-size: .875rem; line-height: 1.8; }
.pi-tax-note a { white-space: nowrap; text-decoration: underline; text-underline-offset: 3px; }
.pi-faq { padding-top: 0; }
.pi-faq-layout { display: grid; grid-template-columns: .7fr 1.3fr; gap: 8%; }
.pi-questions details { border-top: 1px solid #d8dbd8; }
.pi-questions details:last-child { border-bottom: 1px solid #d8dbd8; }
.pi-questions summary { padding-block: 22px; font-size: 1.0625rem; font-weight: 550; }
.pi-questions details p { margin: 0 36px 25px 0; color: var(--pi-muted); line-height: 1.8; }
.pi-closing { background: var(--public-navy-900); color: #fff; border-top: 4px solid #b77b53; padding-block: 76px; }
.pi-closing-inner { display: grid; grid-template-columns: 1fr 1.1fr; align-items: center; gap: 8%; }
.pi-closing .pi-eyebrow { color: var(--pi-light-accent); }
.pi-closing .pi-lead { color: #d1dce3; margin-bottom: 27px; }
.pi-closing .pi-text-link:hover { color: var(--pi-light-accent); }
.pi-sources { padding-block: 28px; display: grid; grid-template-columns: 1fr auto; gap: 32px; align-items: start; color: var(--pi-muted); font-size: .875rem; }
.pi-sources details { max-width: 850px; }
.pi-sources summary { justify-content: flex-start; }
.pi-sources-body { padding-block: 16px; line-height: 1.8; }
.pi-sources-body ul { padding-left: 20px; }
.pi-sources-body li { margin-bottom: 7px; }
.pi-sources-body a { text-decoration: underline; text-underline-offset: 3px; overflow-wrap: anywhere; }
.pi-sources-body h3 { font-size: 1.25rem; margin: 26px 0 14px; }
.pi-top-link { display: inline-flex; align-items: center; min-height: 48px; gap: 20px; }
@media (max-width: 1100px) {
    .pi-wrap { width: calc(100% - 64px); }
    .pi-benefits-layout { gap: 35px; grid-template-columns: .9fr 1.3fr; }
    .pi-objective, .pi-tax-card { padding: 24px; }
    .pi-example { padding: 28px; }
    .pi-returns-layout, .pi-location-layout { gap: 5%; }
    .pi-tax-number { font-size: 3.5rem; }
    .pi-tax-card--confotur .pi-tax-number { font-size: 1.65rem; }
}
@media (max-width: 800px) {
    .pi-wrap { width: calc(100% - 40px); }
    .pi-section { padding-block: 65px; }
    .pi-hero, .pi-hero-inner { min-height: 660px; }
    .pi-hero-inner { padding-top: 65px; }
    .pi-hero h1 { max-width: 650px; font-size: clamp(3rem, 8vw, 4.2rem); }
    .pi-hero::before { background: linear-gradient(90deg, #03121de8, #03121d70), linear-gradient(0deg, #03121d9c, transparent); }
    .pi-hero .pi-eyebrow { font-size: .8125rem; }
    .pi-section-nav { overflow-x: auto; }
    .pi-section-nav .pi-wrap { width: max-content; min-width: calc(100% - 40px); margin-inline: 20px; gap: 30px; }
    .pi-section-nav a { min-height: 68px; }
    .pi-heading-row { grid-template-columns: 1fr; gap: 22px; margin-bottom: 36px; }
    .pi-benefits-layout { grid-template-columns: 1fr; gap: 36px; }
    .pi-stat { display: grid; grid-template-columns: auto 1fr; column-gap: 30px; padding: 28px; }
    .pi-stat-year { grid-column: 1 / -1; }
    .pi-stat > strong { grid-row: 2 / 4; align-self: center; font-size: 4.2rem; }
    .pi-stat h3 { max-width: none; margin-top: 14px; }
    .pi-stat p { margin-block: 15px; }
    .pi-stat a { grid-column: 1 / -1; margin-top: 10px; }
    .pi-objective-grid { grid-template-columns: 1fr; gap: 20px; }
    .pi-objective h3 { margin-top: 16px; }
    .pi-objective p { margin-bottom: 20px; }
    .pi-method-grid { grid-template-columns: 1fr 1fr; row-gap: 34px; }
    .pi-method-grid li:nth-child(3) { border-left: 0; padding-left: 0; }
    .pi-method-grid li:nth-child(2) { padding-right: 0; }
    .pi-location-layout, .pi-returns-layout { grid-template-columns: 1fr; gap: 40px; }
    .pi-location-figure img { height: 370px; flex: auto; aspect-ratio: 3/2; }
    .pi-location-figure { order: 2; }
    .pi-tax-grid { grid-template-columns: 1fr; }
    .pi-tax-card { display: grid; grid-template-columns: 145px 1fr; gap: 0 20px; }
    .pi-tax-number { grid-row: 1 / 3; min-height: 0; margin: 0; align-self: start; }
    .pi-tax-card--confotur .pi-tax-number { font-size: 1.45rem; padding-top: 8px; }
    .pi-faq { padding-top: 0; }
    .pi-faq-layout, .pi-closing-inner { grid-template-columns: 1fr; gap: 32px; }
    .pi-closing { padding-block: 60px; }
}
@media (max-width: 480px) {
    .pi-page h2 { font-size: 2.15rem; }
    .pi-hero-inner { padding-top: 44px; }
    .pi-hero h1 { font-size: 3rem; }
    .pi-topic { font-size: 1rem; margin-bottom: 20px; }
    .pi-hero .pi-eyebrow { font-size: .75rem; letter-spacing: .09em; }
    .pi-hero-intro { font-size: 1rem !important; }
    .pi-actions { align-items: flex-start; flex-direction: column; gap: 15px; }
    .pi-button { padding-inline: 18px; gap: 16px; font-size: .9375rem; }
    .pi-hero-bottom { flex-direction: column; gap: 8px; padding-top: 38px; font-size: .75rem; }
    .pi-stat { display: flex; padding: 26px; }
    .pi-stat > strong { align-self: flex-start; margin-block: 12px; }
    .pi-stat h3 { margin-top: 0; }
    .pi-benefits-grid { grid-template-columns: 1fr; gap: 28px; }
    .pi-benefit h3 { max-width: 270px; }
    .pi-method-grid { grid-template-columns: 1fr; row-gap: 28px; }
    .pi-method-grid li { border-left: 0; padding: 25px 0 0; display: grid; grid-template-columns: 62px 1fr; column-gap: 12px; }
    .pi-step-number { grid-row: 1 / 4; font-size: 2.8rem; }
    .pi-method-grid h3 { margin-bottom: 12px; }
    .pi-location-figure img { height: 310px; }
    .pi-example { padding: 24px 20px; }
    .pi-calculation > div { gap: 12px; }
    .pi-calculation dt, .pi-calculation dd { font-size: .875rem; }
    .pi-example-result { padding: 22px 18px; }
    .pi-tax-card { display: block; }
    .pi-tax-number { margin-bottom: 20px; }
    .pi-tax-card--confotur .pi-tax-number { font-size: 2rem; }
    .pi-questions summary { font-size: 1rem; }
    .pi-sources { grid-template-columns: 1fr; gap: 5px; }
}
@media (prefers-reduced-motion: reduce) {
    html:has(.pi-page) { scroll-behavior: auto; }
    .pi-page *, .pi-page *::before, .pi-page *::after { transition: none !important; }
}
@media print {
    .pi-page { padding-top: 0; }
    .public-header, .public-footer, .pi-section-nav, .pi-actions, .pi-top-link { display: none; }
    .pi-wrap { width: 100%; }
    .pi-section { padding-block: 30px; }
    .pi-hero, .pi-hero-inner { min-height: 0; }
    .pi-hero-inner { padding: 30px 0; }
    .pi-hero, .pi-method, .pi-closing { color: #111; background: white; }
    .pi-hero-image, .pi-hero::before { display: none; }
    .pi-hero *, .pi-method *, .pi-closing * { color: #111 !important; }
    .pi-objective, .pi-tax-card, .pi-example { break-inside: avoid; }
}